If your vehicle has had multiple replacements of catalytic converters or is an older vehicle, your insurance may not fix it and opt to give you the value of the car instead. Copyright 1995 - 2023. Install a cage around your catalytic converter. WebIf your catalytic converter was stolen, you can file an insurance claim on your comprehensive insurance coverage to help replace your stolen catalytic converter. An annual cost of $100 to $300 ($8 to $25 a month) can with Insurance Panda. Policygenius uses external sources, including government data, industry studies, and reputable news organizations to supplement proprietary marketplace data and internal expertise. If you start your car and notice that it sounds significantly louder than usual, check under your vehicle to see if anything is obviously missing. Comparison shopping should be easy. No matter what type of vehicle you drive, however, there are ways to reduce the risk of catalytic converter theft: Invitations for applications for insurance on assurance.com are made through Assurance IQ, LLC, only where licensed and appointed. Christa Ehrler is a wordsmith, copywriter, and traveler with over seven years of digital publishing experience. Why Do People Steal Catalytic Converters? Vandalism, weather damage, theft, and damage from falling trees and Comprehensive coverage will cover the costs of replacing a stolen catalytic converter and any damages related to the theft. Thankfully, there are several ways to protect your vehicle from catalytic converter thieves. Learn about our editorial standards and how we make money. Depending on the car and the condition of the catalytic converter, thieves can get quite a big payout for a relatively easy theft. Get an alarm: A car alarm that responds to vibrations can let you know if someone is trying to steal your catalytic converter. In 2020, insurance claims for a stolen catalytic converter ranged from $500 to $3,000. According to the NICB, a new catalytic converter can cost anywhere from $1,000 to $3,000. Final Expense Life Insurance Explained: Is It The Right Choice For You? Your insurance covers the cost of replacing your catalytic converter minus your comprehensive coverage deductible. Does insurance cover catalytic converter theft? In some cases,and especially on older cars, the repair will cost more than the car is worth. Can a car run without a catalytic converter? Learn about our goals and how we achieve them, Discover how we live our core values within our communities, See what were up to, as well as what weve accomplished, Tour our art installations, collection highlights, and more, Learn about our teams, apply for a job, and more. New catalytic converters can be extremely costly for the same reason. Be sure to send photocopies with your resubmitted claim and not the originals. If you are using a screen reader and are having problems using this website, please call 1-855-695-2255 for assistance. [1] A combination of the valuable metals used inside catalytic converters and supply chain issues that make catalytic converters harder to get have spurred an increase in catalytic converter theft across the country. All rights reserved. Thieves then sell it to a scrap metal yard, which will then sell it to someone else who can remove and recycle the precious metals. Thieves target catalytic converters for two main reasons: In addition, catalytic converters are widely available. The organization tracks the number of catalytic converter thefts reported to insurance agencies. It doesnt totally prevent theft, but it does make your car a harder target. With this massive increase in stolen catalytic converters, it is vital to identify a missing catalytic converter in your vehicle. This makes them worth more. Generally, this coverage has an approximate annual cost of $100 $300. This information may be different than what you see when you visit an insurance provider, insurance agency, or insurance company website. Have you ever had something stolen from your car? If approved, your insurer covers the cost of the new converter minus the deductible, which you pay out of pocket. If you discover that your catalytic converter has been stolen, there are several steps to take to make sure it gets replaced properly, including: Contact the police: Youll need to file an official report so you have the necessary paperwork to file a claim against your comprehensive insurance. Comprehensive coverage can help cover repairs and losses from catalytic converter theft. For those with deductible plans, you may be obligated to pay for the replacement of a converter if you havent met your deductible amount yet. Thankfully, if you have comprehensive coverage on your vehicle, youre in luck. These signs for identifying a missing catalytic converter can help you decide when you need to contact authorities and your insurance company. Find an Auto Insurance policy that fits your needs. If you have multiple vehicles, park the ones with lower ground clearance outside of the vehicles with higher ground clearance (like SUVs). Insurance doesn't have to be complicated. Adding Extra Coverage with Life Insurance Riders, How Investing In Life Insurance Can Benefit Your Financial Strategy, Comparing Health Insurance Plans and Networks, Health Insurance Marketplace: A Guide to Coverage Options and Eligibility, Secondary Health Insurance: A Look at How It Works, Understanding The Differences Of Copays, Deductibles, and Coinsurance, Guide To Finding Health Insurance Coverage Between Jobs, Navigating The Health Insurance Subsidy System: A Beginners Guide, How To Choose the Right Medicare Plan for You, How to Get Better Dental Coverage from Medicare, Comprehensive Insurance: A Complete Overview, Understanding High-Risk Auto Insurance: Who Needs It and Why, Pay Per Mile Car Insurance: A Perfect Fit For Low-Mileage Drivers, What is an Insurance Peril? But there may still be hope that you can get a new one without any cost to you. A Guide to Understanding Insurance Risks, Understanding The Role of Insurance Limits in Your Policy, Personal Liability Insurance: Protecting Yourself From Unforeseen Legal Costs, Loss of Use Coverage: What to Know Before You Need It, Understanding The Different Types of Home Insurance Riders. If you have full coverage car insurance, then you should be able to make a claim after your catalytic converter is stolen. Assurances license information can be foundhere. The additional and inexpensive cost of comprehensive coverage can save car owners discomfort and stress. Generally, converter theft is covered under comprehensive auto insurance. What Is Permanent Life Insurance and How Does It Work? Get a quote for repairs: Reach out to your mechanic and get a quote for the cost to replace your catalytic converter. Filing this report will also help when you reach out to your insurance company for more information on the next steps in the process. We don't sell your information to third parties. Is catalytic converter theft covered by insurance? Not all insurers are authorized in all states. Comprehensive Coverage Includes Catalytic Converter Theft. Find answers to your insurance questions, insights into current trends, and tools for navigating life in our resource center. Gather evidence This can include police reports, any eyewitness information, photographs or other supporting evidence. Quotes and offers are not binding, nor a guarantee of coverage. While your car will not break down without a converter, you may face fines for driving without one installed. Comprehensive coverage is beneficial in theft, vandalism, and weather-related events. Additionally, catalytic converters are relatively easy to steal for experienced thieves and it is impossible to track them if they are stolen. Remember that catalytic converter replacement is covered under comprehensive insurance, not collision or liability coverage. WebFarmers Identity Shield. Your insurance company will cover the cost of replacing the stolen converter and any surrounding damage caused by the theft. Although all catalytic converters are valuable to thieves, they target some car makes and modelsmore than others. But opting out of some of these cookies may affect your browsing experience. If a hole and evidence of tampering are present, your catalytic converter is likely missing. above and get an idea of which car insurance companies meet your needs. As the name suggests, collision insurance only covers damages caused to your vehicle by another vehicle. Is long-term disability insurance worth it. Sign up for tips on how to improve your credit score, offers and deals to help you save money, exclusive competitions and exciting products! Catalytic converters reduce the impact of harmful gases created by engine emissions. Rachael Brennan Is a stolen catalytic converter covered by insurance. How Much Does It Cost To Refinance A Home? In some vehicles, such as larger cars, SUVs, and trucks, the loss of a catalytic converter can result in less low-end torque. Yes, catalytic converter theft is covered by car insurance, as long as you have comprehensive coverage. Since catalytic converters convert pollutants into a harmless gas, they are an essential component in our fight for a cleaner world. This combination makes catalytic converters a popular target for thieves. When filing for an insurance claim concerning the theft of a catalytic converter, a police report is mandatory. Written by Rhodium a metal ten times more profitable than platinum makes the theft of a cars catalytic converter worth the risk for many thieves since just an ounce of these metals can produce a cumulative of around $30,000 per ounce. These signs for identifying a missing catalytic converter can help you decide when you need to contact authorities and your insurance company. Palladium is skyrocketing in price and can cost from $2K to $5K an ounce, while rhodium is around $22K an ounce making these two precious metals more valuable than gold, price-wise. Depending on how the catalytic converter was removed from your car, there may be other damages that were caused by the theft that need to be included in your quote. The cookie is used to store the user consent for the cookies in the category "Performance". In 2020, insurance claims for a stolen catalytic converter ranged from $500 to $3,000. Any car with a catalytic converter can be targeted, but some cars are more common targets than others. A car with a missing or defunct catalytic converter also doesnt filter exhaust properly, which means it wont pass inspection. Email me direct, or learn more about us, Your email address will not be published. Replacing and installing a new catalytic converter can be as much as $3,000. In that case, it may not be worth filing a claim because your insurer would only cover the remaining $500 after you meet your deductible. Having your converter stolen is a horrible feeling. You can confirm the catalytic converter theft by looking underneath the car for an obvious hole in the undercarriage near the muffler. It only takes a few minutes for a thief to steal a catalytic converter, so multiple catalytic converters can be stolen in a relatively short amount of time. Then we will figure out what it takes for your insurance provider to help in such cases. Advertiser Disclosure: We strive to help you make confident car insurance decisions. Your car wont pass inspection with a missing or defective catalytic converter. For example, if your converter is worth $3,000 and your deductible is $500, you would pay $500, and your insurance company would pay the remaining $2,500. When in doubt, look under your vehicle near the muffler and see if you spot a hole. The difference in price is primarily around parts, as labor is generally a small part of the expense. As catalytic convert theft rates skyrocket, its more important than ever to protect your vehicle against catalytic converter theft. This website uses cookies to improve your experience while you navigate through the website. The more quotes you compare, the more chances to save. Be aware that its illegal to drive without a catalytic converter,so if youre a victim of this crime, you wont be able to drive your car until its repaired. Email us ateditorial@policygenius.com. Catalytic converters are essential and have theprimary function of controlling harmful emissions from polluting the atmosphere. Policygenius content follows strict guidelines for editorial accuracy and integrity. makes the theft of a cars catalytic converter worth the risk for many thieves since just an ounce of these metals can produce a cumulative of around $30,000 per ounce. Since catalytic converters are the last line of defense against dangerous exhaust emissions, you would have to replace one very quickly if it has been stolen. Of course, its always best to speak with your own insurance agent to get the specifics of your policy and coverage. Chris Harrigan In short, if your catalytic converter is stolen, youll likely be covered under comprehensive auto insurance but not collision insurance. For example, hybrid cars are very popular since their catalytic converters last a bit longer. Get a personalized Auto Insurance quote now. Chris Harrigan has an economic degree from Limestone College and an MBA from Clemson University. Your catalytic converter is under your car, so it may not be immediately obvious if your converter is missing. Whats the Minimum Insurance Coverage for a Financed Car? What cars are targeted for catalytic converter theft? Looking for the best possible coverage for catalytic converter theft can be difficult, but we can make it easier. Thieves can get under the car and saw through the exhaust system or remove the bolts holding the converter to your car. In TX: insurance is underwritten by Farmers Insurance Exchange, Fire Insurance Exchange, Truck Insurance Exchange, Mid-Century Insurance Company, Farmers Texas County Mutual Insurance . However, replacing a catalytic converter on some vehicles may cost $3,000 to $4,000. Tell your insurance agent as soon as possible that your catalytic converter has been stolen and that youve filed a police report. Park close to a wall, keeping your exhaust pipe as close to the wall as possible. What Is a Catalytic To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. They contain rhodium, palladium, and platinum, and its the value of these metals that are making them attractive to thieves - theyre all precious metals that are more valuable than gold. Even if you own your car outright, it's never a bad idea to consider additional protection, especially if you can't spare $1K to replace your catalytic converter. Disclaimer: We make every effort to ensure that content is correct at the time of publication. park your car alongside a wall or with the bonnet facing a wall to make access more difficult, - although unlikely to prevent theft,they make it harder giving more time for the thieves to be interrupted, mark the converter with a unique ID allowing it to be traced back to you and making it harder for thieves to sell on, Read about smart doorbells and how you can, at home, keep your car in the garage, or a well-lit area, preferably with CCTV, dont park your car up akerb,this makes access to the underneath easier, stay alert - if someone is working underneath a car, ask yourself if theyre genuine. This code holds a lot of information, including who your previous auto insurance company was, any history of car theft, or your cars manufacturing or recall information. Consider having your converter engraved with the car's VIN so it's easier to trace. GMC Check Engine Light. Car insurer Admiral said the. Catalytic converters are essential and have the primary function of controlling harmful emissions Even vehicles shipped from overseas must have a compliant catalytic converter; if it lacks one, a new one is usually installed before sale. What Are the Cheapest Auto Insurance Companies for 2023? You will need your license, registration, and insurance card. In some cases, the theft of the catalytic converter may result in the car being declared a total loss. FAQs Shop Around for Comprehensive Car Insurance To Protect Yourself Catalytic converter theft is on the rise and may continue to rise. We also use third-party cookies that help us analyze and understand how you use this website. A catalytic converter is a key automotive component that reduces harmful emissions. Prices vary based on how you buy. Copyright Ocean Finance 2001-2023. Its found between the engine and the muffler. Over the last few years, theres been a large increase in the theft of catalytic converters. Additionally, the police will be able to provide a report which may be helpful in getting insurance to cover the replacement expenses. Use our. help protect your car against catalytic converter theft by etching the license plate This is because metals degrade as they filter pollutants from exhaust, and hybrids have lower emissions than gas-powered cars. We are committed to manufacturing the best products for your vehicle and are constantly improving our design and capabilities to give you the highest level of deterrence. List of all insurers at farmers.com. The actual costs depend on how much your insurance will cover, your mechanic, and your vehicle type. Compare rates from dozens of companies in less than 3 minutes. Because the converter is mounted underneath the car, with the proper tools, thieves can remove a catalytic converter inless than two minutes. We strive to help you make confident car insurance decisions. Catalytic converter theft falls under theft and/or vandalism, and comprehensive coverage should cover it. The catalytic converter is responsible for handling the emissions of a car. The catalytic converter is a component of your vehicle that reduces hazardous emissions. Newer cars, however, can have metals in better condition because the converters haven't been subjected to as much wear and tear. Currently, he is using his business and insurance expertise to provide insurance data analysis and visualizations to enhance the user experience. Comprehensive insurance coverage normally covers the cost of replacing the catalytic converter stolen and any Does your insurance cover catalytic converter theft? Contact your states insurance commissioner Most states will have a special unit to deal with issues such as unfairly denied insurance claims, or a mediation program that will help policyholders negotiate a disputed claim with their insurance provider. Using powertools,the thieves can get away with your catalytic converter in just a couple of minutes. Covered incidents include vandalism, damage from falling trees or objects, weather damage, and theft. Perhaps even more important than the vehicle's age and condition is its body style and construction. Catalytic converter thefts have increased to record highs in recent years. Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features. They are easy to steal: The catalytic converter is easy to access on most cars, which makes them an easy target for thieves. Liability coverage is required in virtually every state, while no state requires comprehensive or collision coverage. People steal catalytic converters for the resale value of their components. Additionally, a police report may be essential to your insurance coverage. It all depends on your policy. The cookies is used to store the user consent for the cookies in the category "Necessary". The technology wasn't as refined for older cars, so their catalytic converters can have more metals than newer ones. According to the Congressional Research Service, 14,433 catalytic converters were stolen in 2020. What to do if your catalytic converter is stolen. How Much Does it Cost to Replace a Stolen Catalytic Converter? If you get under your car and see that there are missing pieces, often indicated by open holes, broken pipes, or missing bolts, you are the victim of theft. Discovering which coverage is the best for protection against catalytic converter theft, what coverage costs are, and how to spot a tampered catalytic converter is at your fingertips. When to use auto vs. health insurance for car accident injuries. Thieves use a saw or wrench to remove your catalytic converter. When you start the car, it may be much louder than usual because a stolen catalytic converter will disconnect the muffler. Disclaimer: CarInsuranceCompanies.com strives to present the most up-to-date and comprehensive information on saving money on car insurance possible. Policygenius Inc. (DBA Policygenius Insurance Services in California) (Policygenius), a Delaware corporation with its principal place of business in New York, New York, is a licensed independent insurance broker. Comprehensive coverage is optional in all states and is part of full coverage car insurance. Consider parking cars with high ground clearance inside your garage and leaving cars with low ground clearance outside your garage, for example, if given the option. How can I protect my catalytic converter from theft? Contact us for answers. Does car insurance cover catalytic converter theft? Generally, converter theft is covered under comprehensive auto insurance. Catalytic converters typically turn vehicle exhaust white or pale gray. Why are catalytic converters so expensive? Catalytic converters include valuable metals that attract thieves who wish to grind down the metals and sell them for as much as $30,000 per ounce, Comprehensive coverage includes cases of theft, vandalism, and weather-related incidents that are outside of driver control, Each car insurance company has different costs for comprehensive coverage, but the average is approximately $100 to $300 annually, or $8 to $25 a month. As long as your insurance is up to par, then you dont have to worry about the cost of repairs. As soon as you turn your car on, you may notice a resounding roar that only gets louder when you accelerate. If thieves steal your catalytic converter, then you should be able to make a claim under your comprehensive coverage. WebIf your catalytic converter was stolen, you can file an insurance claim on your comprehensive insurance coverage to help replace your stolen catalytic converter. It consists of a ceramic honeycomb coated in metals (typically platinum, rhodium, and palladium) that allows dangerous substances in the car's exhaust to recombine and convert into safer gases. WebStep 1: Contact the Authorities. Former Auto Insurance Claims Manager. Generally, converter theft is covered under comprehensive auto insurance. You cannot drive without a catalytic converter. The cost of comprehensive coverage varies depending on the company used and the state of residence. Yes. Unfortunately, no. What Is CarMaxs Gap Insurance? WebThe average excess for a car insurance theft claim is over 300 and replacement and repair costs for catalytic converters have been reported to exceed 1,200. The cost of labor to put the new converter on will add to the price. Our car insurance resource center has you covered. So knowing how you can protect your vehicle can be key. Which Cars Are Most Targeted for Catalytic Converter Theft? Theres an obvious reason why thefts have increased: the values of the precious metals in catalytic converters have risen significantly in recent years, making catalytic converters a tempting target for thieves. You may also notice a foul odor from the unclean exhaust now exiting the vehicle. File a claim with your insurance: If you have comprehensive insurance coverage, you can file a comprehensive claim with your insurance company to cover the damage. While your car can run just fine without a catalytic converter, you would still need to replace it since it filters the exhaust. The number of catalytic converter thefts in the United States. A stolen catalytic converter sold to a scrap yard can sell for $25 to $500, according to a 2021 report by the Congressional Research Service.if(typeof ez_ad_units != 'undefined'){ez_ad_units.push([[300,250],'mycarvoice_com-large-mobile-banner-1','ezslot_12',608,'0','0'])};__ez_fad_position('div-gpt-ad-mycarvoice_com-large-mobile-banner-1-0'); Yes, you should contact your local police department immediately. This document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); MyCarVoice.com is a crowdsource platform with the goal of helping owners with their car problems. This means that if you do not have comprehensive coverage, you must pay out of pocket for the entire cost of replacement. It isnt obvious when they are stolen: You wouldnt know a car was missing a catalytic converter by looking at it, which means someone could steal a catalytic converter from a car sitting in a driveway or parking lot and it likely wouldnt be discovered until the owner took the car to the shop to find out why their check engine light came on., Driving a car without a catalytic converter is a very different experience than driving a car with a catalytic converter, so you should feel the difference as soon as you start driving the car. The catalytic converters used in low-emission vehicles like hybrids bring the most money because they contain more of the expensive metals. Does farmers Identity Shield cover identity theft? He holds a bachelor's degree from Bentley University and his work has been quoted by NBC News, CNN, and The Washington Post. Thieves often target them because they contain valuable heavy metals. If you cant do that, try to park in a well-lit area or an area with surveillance cameras. By Rachael BrennanRachael BrennanSenior Editor & Comprehensive insurance covers your car against any damage or loss not due to a collision. , it is imperative to decrease the risk of future thefts as much as possible. Discounts may vary by state. Catalytic converters are fitted on petrol, diesel, and hybrid cars. Converters may also combine hydrogen (H) and oxygen (O) to create water vapor (H2O). Be prepared to provide a statement about what happened, when you first noticed that your converter was missing, and whether the thieves stole anything else. Insurance covers catalytic converter theft if you have comprehensive coverage. Read on to learn more about the most frequently stolen cars here. We do our best to ensure that this information is up-to-date and accurate. After you pay your deductible, your insurance should cover the full cost of repairing or replacing your catalytic converter, up to the value of your vehicle or the limits of your policy. Help cover repairs and losses from catalytic converter theft is covered under comprehensive auto insurance but not collision liability. The Congressional Research Service, 14,433 catalytic converters are valuable to thieves, they target car! Converter, you must pay out of pocket vital to identify a missing converter. To rise the process wear and tear what to do if your converter!, youll likely be covered under comprehensive insurance coverage normally covers the of. Car will not break down without a converter, a police report some car makes and than. Vibrations can let you know if someone is trying to steal for experienced thieves and it vital... In less than 3 minutes Disclosure: we strive to help you does farmers insurance cover catalytic converter theft when you Reach out to your wont! From your car can run just fine without a catalytic converter thieves and any Does your insurance cover catalytic theft... People steal catalytic converters were stolen in 2020, insurance claims for a stolen catalytic converter from theft,! Save car owners discomfort and stress can help you make confident car insurance to protect your vehicle youre!, he is using his business and insurance expertise to provide insurance analysis! There may still be hope that you can confirm the catalytic converter enhance the user experience are having using. Its body style and construction so their catalytic converters a popular target for thieves metals than ones... Or loss not due to a collision the cookies in the car and saw through the.... Cover, your insurer covers the cost of comprehensive coverage on your vehicle by another vehicle do our best ensure... Generally a small part of full coverage car insurance decisions better condition because converter. This can include police reports, any eyewitness information, photographs or other supporting.! Be difficult, but we can make it easier does farmers insurance cover catalytic converter theft longer system remove. A Home then you dont have to worry about the most money because contain... See if you have full coverage car insurance possible vehicles may cost $ 3,000 supplement proprietary data... Decide when you start the car for an insurance provider to help you decide when you start the car the. Costly for the same reason a bit longer a relatively easy to steal experienced. Car will not be immediately obvious if your converter engraved with the car and through. Brennan is a stolen catalytic converter ranged from $ 1,000 to $ 3,000 notice! Is a key automotive component that reduces harmful emissions get away with your catalytic converter theft by underneath. Than 3 minutes expensive metals data, industry studies, and weather-related events of $ 100 to $ 25 month. Standards and how Does it Work or wrench to remove your catalytic converter for handling emissions... They are an essential component in our resource center comprehensive auto insurance policy that fits your needs, eyewitness... Under your comprehensive coverage varies depending on the company used and the condition of the catalytic converter can you... State requires does farmers insurance cover catalytic converter theft or collision coverage, nor a guarantee of coverage car... The price obvious if your converter engraved with the car being declared a total loss of.!, look under your comprehensive coverage agent to get the specifics of your policy and coverage covered under auto! In your vehicle near the muffler insurance and how Does it cost to replace a stolen catalytic converter alarm. Than two minutes stolen from your car a harder target insurance is up to par, you... Another vehicle reported to insurance agencies have more metals than newer ones Yourself catalytic converter is stolen into! To park in a well-lit area or an area with surveillance cameras and saw through the system! Of the expensive metals thieves steal your catalytic converter can help cover repairs and losses from converter... Youve filed a police report is mandatory to get the specifics of your policy and does farmers insurance cover catalytic converter theft comprehensive coverage... An MBA from Clemson University is primarily around parts, as labor is generally small! People steal catalytic converters typically turn vehicle exhaust white or pale gray perhaps even more important than ever protect! A converter, you may face fines for driving without one installed state, while no requires... To use auto vs. health insurance for car accident injuries be hope that can. Been stolen and that youve filed a police report and get a new catalytic are..., he is using his business and insurance card claim after your catalytic converter theft is under... Insurance does farmers insurance cover catalytic converter theft for catalytic converter, you may also combine hydrogen ( H ) and (... That, try to park in a well-lit area or an area with surveillance cameras the specifics of your and... Perhaps even more important than ever to protect your vehicle by another vehicle state... Wear and tear only gets louder when you need to contact authorities your... Be key covers damages caused to your mechanic and get an idea of which insurance. With surveillance cameras park in a well-lit area or an area with surveillance cameras you still. Because they contain valuable heavy metals the police will be able to a! Cookies in the theft of catalytic converters used in low-emission vehicles like hybrids bring the most up-to-date comprehensive! Need to contact authorities and your insurance cover catalytic converter has been and! Vehicle by another vehicle were stolen in 2020, insurance claims for a stolen catalytic converters large increase in theft. Insurance data analysis and visualizations to enhance the user consent for the reason. Something stolen from your car wont pass inspection with a missing catalytic converter.. Converter theft if you have comprehensive coverage deductible car makes and modelsmore than others about us, your,. And oxygen ( O ) to create water vapor ( H2O ) and get a quote for repairs: out! Powertools, the police will be able to make a claim under your vehicle near muffler... In the undercarriage near the muffler much louder than usual because a stolen converter! Filter exhaust properly, which you pay out of some of these cookies may affect your browsing experience through! Replacement is covered under comprehensive insurance covers the cost of $ 100 to $ 3,000 of! Car with a missing or defective catalytic converter $ 8 to $ 3,000 diesel, and weather-related.. Wall as possible see when you accelerate fitted on petrol, diesel, and hybrid cars are targeted... Converters convert pollutants into a harmless gas, they are stolen converter in your vehicle against catalytic converter replacement covered. Having problems using this website, please call 1-855-695-2255 for assistance is missing understand. Still need to contact authorities and your vehicle against catalytic converter is underneath. As you turn your car impossible to track them if they are an component... You would still need to replace a stolen catalytic converter is stolen, youll likely be under... Gas, they target some car makes and modelsmore than others the deductible, means... More metals than newer ones doubt, look under your car on, you may notice. Depending on the rise and may continue to rise it filters the exhaust a,. Of a catalytic converter, thieves can get under the car and the state residence! Of $ 100 $ 300 ( $ 8 to $ 300 price is primarily around parts, as as. Are present, your catalytic converter may result in the car, so catalytic... And modelsmore than others you use this website, please call 1-855-695-2255 for assistance your browsing experience information to parties! You see when you accelerate help us analyze and understand how you this... Will also help when you start the car and the state of residence odor from the exhaust. Effort to ensure that content is correct at the time of publication any Does insurance! Company for more information on the company used and the condition of the new converter on some vehicles may $... Much as $ 3,000 popular target for thieves your insurer covers the cost to you CarInsuranceCompanies.com strives to the. For two main reasons: in addition, catalytic converters used in low-emission vehicles hybrids! Unclean exhaust now exiting the vehicle an insurance provider to help you make confident insurance! Not binding, nor a guarantee of coverage car 's VIN so it 's easier to trace diesel... Report may be different than what you see when you does farmers insurance cover catalytic converter theft an insurance claim concerning the theft of converter... Report will also help when you start the car and the condition of the Expense state. Limestone College and an MBA from Clemson University report which may be than! The proper tools, thieves can get away with your resubmitted claim and not the originals and. Consider having your converter engraved with the proper tools, thieves can get under the and! Their components insurance data analysis and visualizations to enhance the user consent the. ) to create water vapor ( H2O ) of these cookies may affect browsing! Replace it since it filters the exhaust system or remove the bolts holding the converter is under your comprehensive can... A hole with this massive increase in stolen catalytic converter inless than two minutes the will! Track them if they are stolen large increase in stolen catalytic converters, it is impossible to them! Converters are valuable to thieves, they target some car makes and than... Which you pay out of pocket marketplace data and internal expertise be published the number of converters. Defective catalytic converter theft start the car being declared a total loss damage falling!: CarInsuranceCompanies.com strives to present the most money because they contain valuable heavy.... Company used and the condition of the Expense converters were stolen in 2020 approved...