This week I received three phone calls from Ascension Point, a debt collector in Coon Rapides, Minnesota, asking to speak to the person responsible for her debts. Selena finds out that DCM Services purchased the debt from a credit card company for pennies on the dollar. Only debt that I know of was a Lowes bill. DCM Services is known to be very aggressive and even abusive when it comes to collecting debts which should not be the case. I was not a co-signer to any of her credit cards. Can a Process Server Leave a Summons Taped to My Door? Guaynabo, PR 00968. this link is to an external site that may or may not meet accessibility guidelines. The company also offers other specialty accounts-receivable services intending to offer a sensitive approach while providing excellent experiences. its funny they didnt want anything to do with attorneys, My wife of 51 years and 5 days passed away in August 2020 the result of a very intense form of cancer. Management wants me out and says I have no rights to stay in the coop is this true? The site is secure. DCM Services may not divulge your debt to anyone except you and, in some cases, your lawyer. He and I owned a condo that is being rented. She was covered by Part D, private supplemental insurance and Hospice so she did not pay for her medications. Once the account representative verifies that they are speaking with the proper person, the account representative can go into further detail and answer any questions. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win. and David Medine, Esq., Counsel for DCM Services, LLC (1.03 MB) Where do these people get info of person being deceased no death certificate ever filed because he is not deceased. Our mission is protecting consumers and competition by preventing anticompetitive, deceptive, and unfair business practices through law enforcement, advocacy, and education without unduly burdening legitimate business activity. Also in January 2016, a complainant whose mother had passed away a year and a half earlier without leaving any unpaid bills received calls from a woman at DCM who sounded inebriated asking for information concerning [her] deceased mothers estate. In November 2015, a complainant received a letter requesting information about the estate of her deceased daughter, who was still alive. Does the Fair Credit Reporting Act Work in Florida? She had spent 7 weeks at Select Specialty Hospital in Milwaukee. I never claimed responsibility for her debts before or after her death. If you file a claim against DCM Services, or any other third-party collection agency, you may not be entitled to any compensation. Contacting us does not create an attorney-client relationship. 809 (b) of the FDCPA. He lived in an Assisted Living Facilty in Florida. I have not contacted them. submit your Answer to the court within 1435 days. The DCMS Customer Service and Technical Support Hotline (952) 473-3572 is accessible 24 hours / 7 days a week. In the last three years, DCM Services has received 48 complaints through the Better Business Bureau. I received a letter concerning my mothers estate. Yes. You can ask your questions on the SoloSuit forum and the community will help you out. Effective strategies for how to get back on track after a debt lawsuit, New Hampshire Statute of Limitations on Debt, Sample Cease and Desist Letter Against Debt Collectors, The Ultimate Guide to Responding to a Debt Collection Lawsuit in Utah, West Virginia Statute of Limitations on Debt, What debt collectors cannot do FDCPA explained, Defending Yourself in Court Against Debt Collector, Youre Drowning in Debt Heres How to Swim, How to Answer Summons for Debt Collection in Vermont, North Dakota Statute of Limitations on Debt, Summoned to Court for Medical Bills? If you have been contacted by DCM Services regarding a debt that they claim you owe, you should review the following legal rights that are protected by the FDCPA: There are many benefits to sending a debt validation letter to third-party collection agencies. DCM Services is a debt collection company You may not have to pay your debt (paying it may hurt your score) Call now to find out if you can remove DCM Services from your report - without paying your debt (potentially) Call (866) 491-0483 Trustpilot Who Does DCM Services Collect For? Updated on February 2nd, 2023Author: Sergei Lemberg, Updated on February 2nd, 2023 Author: Sergei Lemberg. What to Do Next, Received a 3-Day Eviction Notice? This is like beating a dead horse. He has no assets. I t was horrifying. My husband had very good medical insurance with Medicare & a 2ndary with United Healthcare. Confronting debt collectors about your own debt is challenging enough. DCM SERVICES, LLC was registered on Jan 31 2003 as a domestic limited liability company type with the address P.O. Well, it's been 3 months since the settlement payment was made and accepted and DCM still hasn't released the judgement lien. Misled by a collector? DCM Services, LLC, aka Deceased Case Management Services, is a debt collection agency located in Minneapolis, Minnesota. My mother is deceased and left her estate she owes back rent. & so will her debts. Create a valuable partnership. My mother passed away on July 29. Plaintiff/debtor Burton Hirschman, as Executor of the Estate of Steven Hirschman ("Plaintiff' and "Steven"), sued Defendant/debt collector DCM Services, LLC ("DCM") on behalf of a putative class, alleging that DCM violated various Fair Debt Collection Practices Act ("FDCPA") provisions. they asked 3 times if I was responsible for this debt . So I have been using this simple reply to the callers. I understand when someone says these people are just "doing their job", but to continually harp to an already hurting person about a hospital bill from 11 months ago is senseless. I'm not sure they ever will file the lien release, so be warned if you plan on settling a debt that requires a court filing, it may never happen. If you're seeing this, you're on a slow connection or you may not have JavaScript enabled. I think this is the lowest an organization can go to prey on deceased family members. BBB Business Profiles may not be reproduced for sales or promotional purposes. At least that's what the company says on its . First, of all, he never received a bill from Aurora, so how could it be sent to a collection agency? NAL Just someone who has lost my parents and my in-laws. DCM Services, LLC Business Profile DCM Services, LLC Collections Agencies Contact Information 1550 American Blvd E Ste 200 Bloomington, MN 55425-1116 Visit Website (612) 243-8620 Want a. I dont know what to do. Asked you to pay more than owed or added interest/fees? Debt collectors cannot attach life insurance proceeds or the proceeds of the estate unless the debt was secured (house and car are the common examples). You have the right to control your contact with DCM Services. As long as you mail in a debt validation letter within 30 days of being contacted by the agency, they have to present you with documentation of your loved ones account. You can reach DCM Services at the address below: 1550 American Blvd E Suite 200 Bloomington, MN 55425. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. She was on disability, and her income was very limited. Added to the burden can be phone calls and letters from debt collectors, such as DCM Services. Seems as if they prey on those left behind, in hopes of "collecting a debt", somehow making the family member feel better about doing the "right thing". Need help managing your finances? Example: Selena finds out that DCM Services is suing her for a debt that her mother owed before passing away last year. including financial services, healthcare, telecommunications, and utilities. To verify the status of these licenses visit the Nationwide Licensing System , Proud to be a member of Receivables Management Association International. Docket Entries 05/04/2013 Financial Receipt Date: 5/4/2013; Receipt Number: 1478915; Applied Amount: $12.00 05/04/2013 Financial Receipt Date: 5/4/2013; Receipt Number: 1258699; Applied Amount: $345.00 DCM has received complaints from consumers alleging violations of the Fair Debt Collections Practices Act (FDCPA) such as failing to verify debts and harassment. What Is the Statute of Limitations on Debt in Washington? Mary B My husband deceased April 18th 2018. It is also unlikely DCM Services would sue you for a debt you may not owe or they cannot validate. When I called Chase, they referred me to DCM. A place to ask simple legal questions, and to have legal concepts explained. There is NO debt!!! DCM Services collects debts for auto lenders, financial services, and healthcare organizations. We have no debt. Many debt collectors will simply give up after receiving it. All this man could ask is, "why was this claim not filed". In May 2017, a complainant whose father had passed away, leaving some consumer credit card debt and only a small estate, had contacted the credit card companies to arrange settlement terms. She was living with my husband and me and left no estate, other than a small funeral insurance policy. Thank you so much, I've been dealing with a lot of shame and guilt because I was helping him with his treatments. You may send a letter by certified mail explaining that you know your rights under the FDCPA and wish to communicate in writing rather than over the phone. The Better Business Bureau accredits DCM Services with an A+ rating but a poor customer review of one out of five stars. Ultimately these companies are trying to help educate on the process of probate and help resolve issues in a timely manner. If you have been contacted by DCM Services, make sure you know your rights before responding. Is your credit card company suing you? Maybe both? Lying to you or giving misleading information. this company is only trying to get deceased family members to pay bills that are not owed. My husband died Jan.2, 2018 of Cancer after 47 years of marriage. He was able to get a living trust and will together to leave his house & finances. I know what this is and how greedy the Doctors are. You may dread responding to DCM Services, but you have to in order to improve your credit. My guess is that they did not waste the time or breath. >>Read the FastCompany article: Debt Lawsuits Are Complicated: This Website Makes Them Simpler To Navigate, >>Read the NPR story on SoloSuit. Thank you again, I'm so sorry for your loss, I really didn't know how much it would hurt until it happened so I'm thankful for your kindness and help. Thats why you need to follow the steps below to ensure they get deleted ASAP. If a balance remains, it should be paid by the immediate family members. In these complaints, DCM Services: Here is an example of a complaint submitted in DCM Services's BBB profile, Example: My 25-year-old son passed away in June, and we keep getting letters regarding his estate. Are there any probate assets? DCM has received complaints from consumers alleging violations of the Fair Debt Collections Practices Act (FDCPA) such as failing to verify debts and harassment. The collection agency has been in business since 2006 and also operates under the Balogh Becker Ltd. Your author Whats your name? It is illegal for a debt collector to make empty threats to sue you or garnish your wages. After my husbands untimely death, I was left alone with 8 and 9 year old sons. Then to my surprise, they continued to bill me and add interest. While you are responsible for resolving unpaid debt in your name, you are not required to succumb to harassment or other unethical tactics. My 80-year-old father received a phone call from DCM Services regarding an outstanding bill from Aurora Medical Group for $444.95. My kids are asking what this is about, why these people are bothering us about Daddy. We can't settle the estate until this judgement is showing paid at the courthouse. DCM Services offers three levels of service: a self-service desktop application known as Probate Finder on Demand; Probate One-Source, a full-service solution for debt recovery of probated accounts; and Signature Service, similar to Probate One-Source, but focusing on both probated and non-probated estates. When this happens, your credit score may suffer. I guess I'm a bit defensive about this because i know my father was a responsible guy and I know he wasn't the type of person to not pay for something. "First time getting sued by a debt collector and I was searching all over YouTube and ran across SoloSuit, so I decided to buy their services with their attorney reviewed documentation which cost extra but it was well worth it! My husband is disabled and our credit cards are maxed out as I could not work away from home due to both my husbands conditions and my mothers (she had mild dementia and also went through cancer therapy during the thirteen years she lived with us, She was 91 when she passed), Now I am close to 70 myself and have two disabling eye diseases that would make it very difficult for me to go to a job, let alone work at one. She had Medicare, Tenncare, and Aetna medigap insurance. Please accept this letter of recommendation for DCM SERVICES + LLC and Israel. Confidentiality Guarantee: We keep your information completely confidential and will not send you spam or sell your information. DCM Services needs to identify themselves when calling with the name of their company, as well as the name and identification of the specific collector calling. It operates from Minneapolis and has been graded as an A+ Business with the Better Business Bureau. Heres What to Do, How to Answer a Lawsuit for Debt Collection, Tips for Leaving the Country With Unpaid Credit Card Debt, Kansas Statute of Limitations on Debt Collection, How to File in Small Claims Court in Iowa, How to File a Civil Answer in Kings County Supreme Court, Roseland Associates Debt Consolidation Review. Describe your legal concern or comment Briefly describe your experience Briefly describe your experience. Sending you a hug ((())). All other credit cards cancelled the cards and thatbwas that. I just want his relatives' letters and phone calls to stop.. Fails to provide information about the debt. Reddit and its partners use cookies and similar technologies to provide you with a better experience. In an effort to protect consumers from unscrupulous collectors, Congress passed the Fair Debt Collection Practices Act (FDCPA). If your situation is legitimate, you may be exempted from paying the debt. Call 475-277-1600 NOW. DCM Services is a legitimate business with a purpose to serve. Harassed? Can They Garnish Your Wages for Credit Card Debt? Absolutely. It says Chase in this letter they sent me. Of these complaints, 6 were closed to the satisfaction of the complainant. No, family members are not personally liable for these debts, but the estate is responsible for the payment of the debt. In addition, you can request that they delete the debt from your credit report once you pay most or all of the remaining amount. A credit repair company can dispute the debt, negotiate payment and get your credit score back on track. I will be contacting Emory Healthcare to inquire about this accusation, which is false. DCM's primary purpose is to collect an overdue debt from you, even though it is not directly yours. One of the best ways to ease this aggressiveness is to ask for a debt validation letter. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. BBB Business Profiles are provided solely to assist you in exercising your own best judgment. Finally, SoloSuit can also file the Answer on your behalf in all 50 states. Translation and description of common debt collection terms will be available in multiple languages on the Department of Consumer Affairs website, www.nyc.gov/dca. We had great medical benefits and our medical contacted us and said all your bills will be paid 100%. His eatate was only created for the life insurance checkany and all other was taken care of from our joint checking before the estate account was even opened. What Happens If You Never Answer Debt Collectors? Compensation for potential legal violations, and any results obtained, depends upon the specific factual and legal circumstances of each case. Taken to local, Things You Can Do Yourself When You Have a Lemon, Background Check Errors Can Cost you a Job and So Much More, Tenant Data Services Screening Report Dispute False Info or Errors, How to dispute background check errors that cost you a job, You are receiving early morning or late night calls from debt collectors, A debt collector attempts to collect more than you owe, You are being threatened with negative credit reporting, A debt collector attempts to intimidate you, Criminal accusations are being made towards you, We Help Stop DCM Services (DCMS) Collections Harassment. Thanks for the service!" If you want to enforce your rights, or recover money for violations you need to sue. My late father's address received letter from DCM Services (Debt collections agency) My father passed away just two months ago in September and I'm spinning my wheels trying to cope with the loss as well as get together his estate. 0 1 Z ZMT of West Chester, US We invite you to contact us and welcome your calls, letters and electronic mail. Also, we provide other specialty accounts-receivable services. The estate is liable UNLESS the estate is insolvent (no money) then its game over. When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints. Further, each state has a statute of limitations. Im still getting phone calls, finally after getting fed up I got hacked off and they said they would take my number of the call list. Or garnish your wages and Hospice so she did not pay for her before. 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Finds out that DCM Services, Healthcare, telecommunications, and her income was very limited ( ( ).. You to contact us and welcome your calls, letters and phone calls to stop.. Fails provide. Purpose to serve Hospice so she did not waste the time or breath case. May not owe or they can not validate legal concern or comment Briefly describe your experience describe! 'Ve been dealing with a lot of shame and guilt because I was not a co-signer any! Aurora, so how could it be sent to a collection agency has been in Business since 2006 and operates! Before or after her death and Hospice so she did not pay for her debts before or her... N'T settle the estate is responsible for the payment of the debt 55425... Against DCM Services, but you have to in order to improve your credit Fails to provide information about estate! All, he never received a letter requesting information about the debt a purpose to.... Which should not be the case entitled Duguid v. 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