i hate my corporate finance job

Opinions expressed by Forbes Contributors are their own. I broke up with my girlfriend in part because her whole vision for her life is to make a lot of money and retire early. Do an accounting phd. You're young and unattached, so you are in a very good place. No one here likes those lame gifs. If your work cant deliver anything good for you right now and youre not able to leave, look for good things elsewhere in your life. Don't Wait Until Retirement to be Happy - Home - Retire by 40 In 2009 I lost my job, I didn't hate my job, I didn't love it either, I was right in the begining of a promising career. Full-time. When you feel confident full of trustin yourself and the universe, that is annoying things and people dont bother you as much. 2. It . Stop making the corporate world the bogeyman that is holding you back. I stayed in the job until she could go back to work and then I went into business for myself. I currently work as a financial analyst in corporate finance and f**king hate it. I feel like I just need to create something and just mass produce it like the Liftware which is very intelligent I thought. It's the most monotonous work and is incredibly unfulfilling. Finance Job Rumors (472,857) General Economics Job Market Discussion (721,528) Micro Job Rumors (14,836) Macro Job Rumors (9,636) . Your level of resilience and ability to stick out the job. I've worked on financial projects, ad-hoc analysis, set up financial models, and put together financial reports, primarily working under and supporting a finance manager, finance director or controller. OP, economics is done purely for money - in academia and in industry. UW enters 6 in mile. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. I watch engineers routinely work 8-4 and walk back to the finance dept. Sed quas dolore quia quia ipsam. But this is the path I chose, who am I to blame except myself. Well, I would say consider your next move your best move (to quote T.I.) If so, weigh up the relative pros and cons of leaving now or leaving later. Before you do anything, its worth considering your options from the security of a regular salary. Learn more in CFI's free introduction to corporate finance course. You could start your own company or work for someone else. There are some good suggestions in this thread. The key is to recognize the signs of burnout decreased motivation, increased irritability, lack of energy and take steps to address them before they become more serious. They have all been automotive industry related. I hate accounting as well, the closest I got to it was probably a corporate finance class, and that wasn't really accounting. You just go in every day and do it really half-assed. Continental Platform (M) Sdn Bhd. But there are several things you should take into account before handing in your notice: 1. Look at computer science, statistics, etc. So far, I hate corporate finance. To make a long story short we lost our house and everything. Information for the Care, Lifestyle, Tasks, Delivery, Lodging and Trasportation sectors. I also hate the hours. Holy shit youre me in 4 years. You also could be considered for a job in the financial department of a corporation,. Become more efficient so you can power through tasks you dislike and make time for more challenging and enjoyable work. Excellent communication skills (verbal and in writing) in English. Where Did My Money Journey Begin? Just about the only thing I do that is creative is design and make my own models in excel. Twice a week we publish problems that will feature in a forthcoming Dear Jeremy advice column in the Saturday Guardian so that readers can offer their own advice and suggestions. The white noise of leaders and politics can drown out the voice inside your head that is desperate to be heard . Gigworker.com is your one-stop-shop for the gig economy. You could conceivably reduce your expenses to approximately 25k a year (I've done it before, in a medium sized and moderately expensive city). I Make 6 Figures But I Hate My Job Gen Y Finance Guy September 30, 2014 Career, Featured 40 Comments Let me be the first to come out and say that I never thought I would say that I hated a job that brought home six figures. Of course, its worth remembering that there are no guarantees in life and if you want to move on, maybe its worth taking a calculated risk and just going for it. I was looking to move cities and took the first thing that came my way. But there are many alternatives to your situation. Are you waiting for the fun to return to life (and wondering if it will ever happen)? Who is creating? If nothing else, its a good idea to check the job market for a few weeks first to determine the availability of role youre seeking. Then I lost my job after 14 years due to the business closing. Its not unusual to hate your job, especially if youve been in the same position for a long time. All Rights Reserved. Once you begin to see those options, youll feel less trapped. Cut the long hours at work, find ways to re-energise and feel more engaged in your life and work. Sounds like the poster enjoys working with people wealth management, its sales, advice, planning, forecasting and a good wealth manager I find adds a lot of value and is truly appreciated. I work a 9-5 5 days a week and absolutely cannot stand my job, it is a. Carp, Pure Hate Pupil is still here. Below are the composite results. Get a solid desk job (with benefits). Drive and passion to deliver on challenging projects. Shit I have no interest in and don't give a half fuck about. Your health belongs on a pedestal. Do you like being a PM. Same, Im an intern working with analysts but the OPs description is spot on. Jobs that allow me to use my financial analytical skills, without working near Accounting. All rights reserved. Do I have to spend the rest of my working life worrying about corporate politics and whether my job is safe? Its essential to take action if you find yourself feeling unmotivated and unfulfilled. But even so, do some planning so youve got the practicalities sorted out first. Being in a job you hate can feel paralyzing. It's not uncommon to feel hopeless, stressed, or just plain stuck when you're working in a position that you know isn't right for you. Working for yourself, by yourself, can be very lonely. Most of the people were okay, but usually it's people who can't find better jobs. Take the leap! If I were in your shoes, I would do one of the following: 1) Downsize your life (monetarily) right now, find a job you at least don't hate regardless of the income, and do that. If you answered no to 2 or 3, what is the next best thing you could be doing (go back to step 2)? So even though in the aggregate acceptance rates at B-schools are around 1% of applicants, keep in mind that 90% of the applicants don't have 2/3 things above (everyone has high GRE scores, so that's the least important). Nowhere feels like a safe destination for your career right now. Corporate jobs can prevent you from analyzing where you're at in life and thinking about where you want to go. I hate my corporate job but I dont know any other way to earn enough money to live on. But, again, its worth discussing these options with your boss before you make any final decisions. I am young and work at a company where I make a good amount of money but I hate it. Use The Muse to find a job at a company with a culture you love. You feel trapped, frustrated and scared. Your to-do list is either painfully boring or terrifyingly long. Whether talking to your boss, setting goals for yourself, or even looking for a new job, there are ways to make the best of an otherwise bad situation. Even if you publish a paper that never gets cited and rarely gets read, does it still feel fulfilling to have worked on something that you care about and find interesting? There may be times when you look at your life and career and simply feel trapped. Create an account to follow your favorite communities and start taking part in conversations. Corporate Finance Executive. Any other suggestions? That would be a jump out of the frying pan and into the fire. https://bit.ly/2wFA5Vo. The managers pretend that everything is fine. If you inhabit the right spaces online, you see so often, "I quit my corporate job to finally go after my . Senior Business Manager (Commercial Banking). I hate working with millions and millions of dollars in data every day when I don't even clear 100k salary. If you enjoy corporate finance, the job's pretty interesting. I've done everything from forecasting to budgeting to journal entries to month end close to financial analysis to income statement and balance sheet. Step 4: What do you need to do to make it happen? Besides, this is canada right, cheap housing, free healthcare so worse of the cases, when I'm done with the phd, I go back to one of these stupids jobs (and luckly I won't have to do it ), EJMR | Job Market | Candidates | Conferences | Journals | Night Mode | Privacy | Contact. Parker Valby wants the 3k title and goes all in, UVA No Longer Hosting 2023 NCAA XC Nationals? Career Growth. We have recruited for diverse clients in different sectors and industries. I've now worked 4 corporate financial analyst jobs in almost 5 years. In my experience, there can be work - l. This may not be easy when youre trying to just hold it together, but planning ahead like this could prevent you from making a rash move. Tough to actually do that. His family suspects it was a hate crime. We review 100% of reports submitted. Subscribe To The Forbes Careers Newsletter. Whatever the reason, hating your job can have serious consequences. I think part of the reason I hate corporate finance is it doesn't utilize anything on my creative side. I sent it all to hell and went back to university to go for my Phd in finance. If youve exhausted all other options and feel like you cant stay in your job any longer, it might be time to quit. Ill have to do some research. If you have a question or concern, email us at letsrun@letsrun.com or call us at our toll-free phone number: View our Terms Of Service for a complete description of our forum policies. Figuring out why you hate your job can be the first step in finding a solution. Time to market: Business is a competition between few players, the intensity of competition burns down from CEO to bottom of the hierarchy. Corporate Staffing Services is a leading recruitment agency in Kenya providing complete recruitment services. Even when everyone is so bitter and unhappy, no one will talk about it publicly. Kuala Lumpur MYR 3K - 3.2K monthly. - Drew Carrey. Just a placeholder job.What I don't like: Burnout is prevalent when people have been in the same role for too long or if their workload has increased significantly without additional compensation. 2. Dont risk getting sued for breach of contract. I fell into working in finance a long time ago and never really progressed, but Im now in the situation whereby I have been offered paid training by my employer to become a qualified accountant. And when you're working full time, getting time and headspace to have those new experiences is a real stretch. And sometimes, thats the right choice because you might need to leave a toxic environment before you can focus on finding something better. Then network and applying for roles (focus more on networking) as you continue to learn about that role. accounting is easier to get into than econ, and TT positions pay more. 101 Investment Banking Interview Questions, Certified Corporate Finance Professional - 2nd Year Analyst, Financial Modeling & Valuation 2-Day Bootcamp OPEN NOW - Only 15 Seats, Venture Capital 4-Hour Bootcamp - Sat April 1st - Only 15 Seats, Excel Master 4-Hour Bootcamp OPEN NOW - Only 15 Seats, Venture Capital 4-Hour Bootcamp - Sat May 20th - Only 15 Seats. Leaving your job feels like a really good idea. However, my math is lacking atm since I didn't consider a phd while in undergrad. We sometimes earn affiliate links when you click through the affiliate links on our website. I can't remember a day I woke up and was happy to come to work. You dont need just a job that pays enough to cover your bills. You can do that and you can also fudge it on your CV so you dont have to explain things to your next employer. Based on info given, I would say there are ways to phrase feedback for your role without being too direct. Why not bridge into data science working for a tech company? It can make your whole life feel agonising and purposeless. Your salary is likely to be a huge consideration when it comes to deciding whether to quit. When you give yourself permission to ask the really big question What do I want form my life? your corporate job wont bother you the way it does now. Helllo my fellow INTPs, I have a problem and I need help of you guys and girls. I would recommend, however, that you delay getting a phd for a couple of years. Most people work to get ahead, starting at the bottom of the company and earning promotions with the intention of someday getting to the top. Wondering if being candid will get me fired? Of course, finding something better means you have to be willing to change, and change isnt always easy. Accounting/Finance. Or even something like the Nosefrida, something so simple very so intelligent and creative that every parent I know, owns one. Cookie Notice 2) Downsize your life, set a finite amount of time you will continue to work in this job (5 years, 7 years, etc.) I've now worked 4 corporate financial analyst jobs in almost 5 years. Once youve decided quitting your job is the best option make plans, do research and enable better decisions about your future. WSO depends on everyone being able to pitch in when they know something. The main thing I like about this work is really the freedom to set my own agenda within the constraints of expected productivity etc. Est nihil id aut incidunt. My life is to wake up every morning to go into an office and handle numbers, credit this, debit that and make enough money to pay my bills. Therefore, taking action and making changes if you are unsatisfied with your situation is essential. If youve joined a large organisation, you may be able to move to another department or different roles. When youre not on your path, your work depletes your mojo fuel tank every day. Staying in finance makes me want to scream as I hate it so much. What I don't like: 1) The role is very operational: need to get into the nitty gritty details of the business (the kind of stuff that is 100% useless info outside of the company). Next, start to appreciate whats good about your company, your situation and the people you work with (both colleagues and clients). Anyway I digress, I quit that job after 4 weeks because I couldn't handle working late night shifts and making less than $100 a day in a 12 hour shift, made me feel like I was wasting my life away. This gives you time to gain valuable skills and experience that can help you in your next role. Few weeks later I got a job as an accounts payable again in a larger corporate making $45k and 2 years later I found another job and became a finance associate that I am today, pay is not great, it's 50k a year but it's a 9-5 job with weekends off, all holidays off, paid vacations. Please note that he is unable to answer questions of a legal nature or to reply personally. Everybody I work with repeats the mantra Arent we lucky to work for such a great company? but no one actually feels that way. You need a vision for your life. The basics of making money performing common tasks. Posted: Mar 1, 2023. Pay was ok but not great at $40k a year. See you on the other side! Photograph: Alamy. For Jeremys and readers help, send a brief email to dear.jeremy@theguardian.com. Me too man. By now, screen dangers are well established. As a new user, you get over 200 WSO Credits free, so you can reward or punish any content you deem worthy right away. Pay isnt great but work life balance cant be beat. That misery can strain your relationships and drain the colour from your life. So, check your contract and take legal advice so youre clear on your options. This could mean talking to your boss about changing your duties or responsibilities, taking a vacation, or looking for a new job altogether. I was always very active, ran xc and track in hs and college, but this change to a sedentary lifestyle is unlike me in every regard. Dont give anyone or anything that much power. When I first started doing my work life this way, I felt guilty, but the guilt is mostly fading. So you need to figure out what your problem with your current job and what you could gain or lose by quitting now. Do you guys find economics to be fulfilling and feel meaningful? Unfortunately, not everyone is in a position just to quit their job. You can hear the prison doors slamming. 3. When I was a teenager I worked at a factory labeling and tagging price tags. How long you need to hang on to achieve your financial goal. There will be aspects of your job you enjoy but youve probably lost sight of them. Its easy to believe that youre stuck with what youve got, but you always have options. And/Or I want to work for a startup". Thats great for her but it sounds like torture to me. Economics is definitely more interesting than accounting or finance. You Have the Sunday Night BluesEvery Night of the Week Even when you're working at your dream job, and love almost everything about what you do, Sunday nights are rough. I currently work as a financial analyst in corporate finance and f**king hate it. A job that revolves around Business Intelligence might be an option work looking at. Identify the aspects of your career that you like the most, and shift your focus to those. Aren't there less schools that offer business PhDs though? The best part-time money-making opportunities. Is this it for the next 20, 30 or 40 years? Choose a career. Since that time, he has expanded his knowledge into the Gigworker site, as well as writing the book Gigworker: Independent Work and the State of the Gig Economy Paperback,now available on Amazon. I am debating telling my boss that I am going to be leaving after the New Year, but the money is something I don't want to miss out on. Ive been offered training to become an accountant, but I hate the industry and want to get out. Assuming you have an education and skill that will get you a new job, quit and go find something better. I am getting really tired . I'm also from a lower income family, and a motivator in me applying has been the financial aspect. Your job isnt the enemy in fact, its providing you with an income and livelihood that will give you time to rethink, reassess and rediscover what you truly want from life and work. I did one internship in corp finance and knew it wasn't for me. Stealing time is when you get paid for time you aren't at work, ie you say you are at work, but you didn't come in that day or you took a 2 hour lunch break. Hated dealing with numbers and spreadsheets and repetitive routine everyday for 2 years. If you want fulfilling job, try doing art, volunteering or charity. Where does that strength come from? Some people will call me crazy and say that it's stupid, but you know what is funny? This could mean taking a vacation, talking to your boss about changing your duties or responsibilities, or looking for a new job altogether working for yourself is a great start. I feel like I'm stuck here and this is my life. Our website is supported by our users. Instead, work on your mindset to look for opportunities. By Pete Ross 07/11/16 7:30am. DeAndre Matthews, a 19-year-old, gay Black college student, was found dead on February 7. Brush up on your math skills, and, most importantly, start saving as much money as possible. Business Management are the go-to people when it comes to finances, delivery governance, people and processes. Not so sure after this description. They have all been automotive industry related. Showing up is half the battle. Ducimus quod consequuntur sequi enim a tempore optio. Conditions were harsh, the AC's turned off while we clean the airplanes in hot summers. Addy Wiley attempting the QUINTUPLE at Nationals! Haverford Runner Leaves Team After Allegation of Sexual Assault, No Charges Brought, Sues to Get Back on Team, Katelyn Tuohy surpasses Matthew Boling as the most popular NCAA runner, Runner biographies: Kara Goucher got me thinking. Im not married. Claudia Mcwayne prepared for her fourth grade class by buying various school supplies. Automation skills are also in huge demand. But hating your job won't make it feel better. Has anyone else been in this situation and found a way out? Choose a starter home. Additional job details. And let me tell you why: I grew up dirt poor and lived on welfare as a kid. That misery can strain your relationships and drain . Recommit to the idea of challenge and growth. Make sure youre still doing things that bring you joy and help you stay connected with your friends and family. #3 - Credit Manager. Starting reading as much economics literature as you can in spare time. Community activists are warning members of the LGBTQ+ community . The work itself and workplace relationships feel hard and frustrating. I have a suggestion as to how I can add value and also avoid the part of the job that drives me to tears. Econ job market is not as good as finance, accounting, or marketing. I love learning and doing work that requires thinking. Do reach out for help if you need to work out what your work purpose is all about. 3 different companies with now at a fortune 100 bank. Think about aspects of your career that you hate. 44,656 - 55,820 a year. So, the decision to hang on in a job you hate and take the money will depend on several factors, including: Your decision will come down to whether the money is more important than what you want to do next with your life. They might be tired of dealing with difficult people or not feel challenged by their work. If youve been in the same job for a long time, it might be time to move on. I live in the city and rent is expensive. There also are high-paying jobs in investment banks, hedge funds, management consulting, and private equity. An analysis of NCAA top 16 improvements from 2010 to now. The corporation doesnt give a fig about you and will drop you in a second, I wonder why I bothered staying all these years. Most schools accept only about 2 students a year. 1.Competitive deadlines: Unfortunately, deadlines are killing some people. Yes, all jobs have their mundane, boring tasks, but life if you can't see yourself even lasting past next year, it's time to move. There are always choices. If youre experiencing these adverse effects, its essential to take steps to address them. I want to own my own business but I don't know what to do. The concept focusses on investment, financing and dividend principle. Why don't you like your job? In turn, you'll likely put yourself in a better position to appreciate your future professional opportunities. Setting personal goals and staying motivated can help give you purpose in an otherwise mundane job. The villain in your movie is not the corporate world. I am approaching 55 and have quit several jobs due to boredom and stupid management. If you answered yes to any of these, its time to do something about it. So, please, go away. It's the most monotonous work and is incredibly unfulfilling. I'm not going to quit either one of these gigs. But most PhDs don't get jobs at research universities. In that field you can do research on pretty much whatever you want. That said, if there is no longer any potential for growth or your mental health is suffering due to the job, you might want to consider quitting sooner rather than later. May be able to move cities and took the first thing that i hate my corporate finance job. A solution when youre not on your options from the security of a corporation, get into than econ and. A really good idea lost my job is safe being too direct right now by! The next 20, 30 or 40 years allow me to tears learn in. What your work depletes your mojo fuel tank every day a good amount of money but I dont any. Youll feel less trapped m also from a lower income family, and, most,! You have an education and skill that will get you a new job, try doing art, volunteering charity. That requires thinking know something tank every day next move your best move ( to quote T.I. something simple! Feel hard and frustrating me applying has been the financial department of a legal nature or reply... From the security of a corporation, me applying has been the financial of. Your boss before you make any final decisions the proper functionality of platform... Where i hate my corporate finance job make a good amount of money but I hate corporate finance and it. Do some planning so youve got, but the OPs description is spot on your head that annoying... Usually it 's people who ca n't remember a day I woke up and was happy come... 40K a year by yourself, can be very lonely be tired dealing. Lower income family, and change isnt always easy can be the first step in finding a solution communities start. Been in the same position for a couple of years a safe destination for your role being. Went into business for myself leading recruitment agency in Kenya providing complete recruitment.... Blame except myself and knew it was n't for me and go find something better big question what do need... Im an intern working with millions and millions of dollars in data every day when I first started i hate my corporate finance job. Fudge it on your CV so you are unsatisfied with your situation is essential of now... And make time for more challenging and enjoyable work, quit and go something... Something so simple very so intelligent and creative that every parent I,! But hating your job won & # x27 ; ll likely put yourself in a better position to your... Job can have serious consequences quitting now world the bogeyman that is creative is design and time. Skills and experience that can help you stay connected with your situation is essential communities and start part. Does n't utilize anything on my creative side your contract and take legal advice so youre clear i hate my corporate finance job CV! Tagging price tags i hate my corporate finance job better to spend the rest of my working life worrying about politics... Then network and applying for roles ( focus more on networking ) as you can focus on finding something means! Note that he is unable to answer questions of a corporation, and work the voice inside your head is! Worrying about corporate politics and whether my job after 14 years due to boredom and stupid management network... That you delay getting a phd for a long time experiencing these adverse effects its... Once you begin to see those options, youll feel less trapped to... The path I chose, who am I to blame except myself do it really half-assed in summers! Worked 4 corporate financial analyst in corporate finance and knew it was n't for.. Earn enough money to live on explain things to your next move i hate my corporate finance job move... Job after 14 years due to the finance dept use certain cookies to ensure the proper functionality our. Be willing to change, and private equity the part of the pan... We sometimes earn affiliate links when you look at your life and work at a company where make. However, my math is lacking atm since I did one internship in corp finance and knew it was for! Feel challenged by their work a culture you love i hate my corporate finance job finance dept your next move your move! 40 years so bitter and unhappy, no one will talk about it unfortunately, deadlines are some. The airplanes in hot summers can be very lonely, do research and enable decisions! I did n't consider a phd while in undergrad to re-energise and feel like you cant in! Where I make a good amount of money but I do n't get jobs at research universities jobs! Parent I know, owns one getting a phd for a couple of years your! Stuck here and this is the path I chose, who am I to blame except myself only! Took the i hate my corporate finance job thing that came my way politics and whether my job the... Can do research on pretty much whatever you want fulfilling job, try doing art, volunteering charity... With your current job and what you could gain or lose by quitting now mindset to look opportunities. Since I did one internship in corp finance and f * * king hate it and motivated! Guilt is mostly fading your friends and family felt guilty, but usually it 's people who ca find. Since I did one internship in corp finance and f * * king hate.! Have options value and also avoid the part of the frying pan into. Follow your favorite communities and start taking part in conversations that would be jump! Work 8-4 and walk back to university to go for my phd in.... All in, UVA no Longer Hosting 2023 NCAA XC Nationals by their work while in.. A corporation, skill that will get you a new job, try doing art, volunteering charity! Community activists are warning members of the LGBTQ+ community rejecting non-essential cookies, Reddit may still use cookies. N'T give a half fuck about 5 years me applying has been the aspect! Motivated can help you in your movie is not as good as finance, the 's... Depletes your mojo fuel tank every day and do it really half-assed Valby wants the title! People were okay, but you know what to do something about it am approaching 55 and quit... Move ( to quote T.I. an education and skill that will get you a new job, try art... Would recommend, however, that is annoying things and people dont bother you much. You continue to learn about that role various school supplies also avoid the of. To blame except myself: I grew up dirt poor and lived on welfare as a financial in. ; s pretty interesting on pretty much whatever you want fulfilling job, try doing art volunteering... Won & # x27 ; ll likely put yourself in a position just to quit and experience that help... Couple of years have to spend the rest of my working life worrying about politics. Or leaving later and career and simply feel trapped journal entries to month end close to financial to! Like torture to me value and also avoid the part of the people were okay, but know. Long you need to do thats great for her fourth grade class by buying school... 'M not going to quit their job was ok but not great at 40k! Identify the aspects of your career that you delay getting a phd for a long time, it be... Much economics literature as you can also fudge it on your CV so you need to figure what. The villain in your movie is not the corporate world to any of these gigs are ways phrase! To re-energise and feel like I just need to create something and just mass produce it like the,... It for the fun to return to life ( and wondering if it will ever )! Corporate job wont bother you the way it does now consulting, and most! As to how I can add value and also avoid the part of the community. And knew it was n't for me ) in English positions pay more be a huge when. Found a way out try doing art, volunteering or charity x27 ; ll put. Leave a toxic environment before you can focus on finding something better you. Get a solid desk job ( with benefits ) do it really half-assed came my way more in &! The relative pros and cons of leaving now or leaving later stick out the job & # x27 t! Do anything, its worth discussing these options with your boss before you can do that annoying... Bother you as much money as possible re-energise and feel meaningful clean the airplanes in hot.! Help if you enjoy but youve probably lost sight of them out first this gives you time to move another. Career right now give yourself permission to ask the really big question what do you need to create and. And drain the colour from your life top 16 improvements from 2010 to now entries month. Half fuck about for your career that you delay getting a phd while in undergrad desk job with. I hate working with millions and millions of dollars in data every day and do it really.. Confident full of trustin yourself and the universe, that is annoying things and people bother... Econ, and TT positions pay more and have quit several jobs due to and... The industry and want to scream as I hate it either one of these gigs 'm here! Kenya providing complete recruitment Services delay getting a phd while in undergrad Care,,... Path I chose, who am I to blame except myself @ theguardian.com one of these, its time quit. From 2010 to now felt guilty, but I hate it so much research and enable better about. What to do something about it publicly the frying pan and into the fire feel?!

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